.fp-section{color:#6d6c6d;padding:80px 24px}.fp-section__container{align-items:start;display:grid;gap:40px;grid-template-columns:minmax(0,1.08fr) minmax(320px,.72fr)}.fp-section__content{max-width:760px}.fp-section__intro{margin-bottom:32px}.fp-section__intro h2{color:#2b2b2c;font-size:clamp(32px,4vw,48px);font-weight:600;line-height:1.08;margin:0 0 16px}.fp-section__intro p:not(.eyebrow){font-size:18px;line-height:1.6;margin:0;max-width:680px}.fp-section__assurance{background:#fff;border:1px solid #f0f0f0;border-radius:24px;margin-bottom:24px;padding:24px}.fp-section__assurance h3{color:#2b2b2c;font-size:20px;font-weight:600;line-height:1.3;margin:0 0 16px}.fp-checklist{display:grid;gap:12px;list-style:none;margin:0;padding:0}.fp-checklist li{align-items:flex-start;display:flex;gap:12px;line-height:1.5}.fp-checklist__icon{align-items:center;background:#f9fafc;border-radius:999px;color:#497cad;display:inline-flex;flex:0 0 24px;font-weight:600;height:24px;justify-content:center;width:24px}.fp-steps{list-style:none;margin:0;padding:0}.fp-step,.fp-steps{display:grid;gap:16px}.fp-step{align-items:start;grid-template-columns:40px 1fr}.fp-step__number{align-items:center;background:#497cad;border-radius:999px;color:#fff;display:inline-flex;font-weight:600;height:40px;justify-content:center;width:40px}.fp-step h3{color:#2b2b2c;font-size:18px;font-weight:600;line-height:1.35;margin:0 0 4px}.fp-step p{line-height:1.55;margin:0}.fp-calculator{background:#fff;border:1px solid #f0f0f0;border-radius:32px;box-shadow:0 24px 64px rgba(43,43,44,.08);padding:24px;position:sticky;top:24px}.fp-calculator__header{align-items:flex-start;display:flex;gap:16px;margin-bottom:24px}.fp-calculator__icon{align-items:center;background:#f9fafc;border-radius:16px;color:#497cad;display:inline-flex;flex:0 0 48px;height:48px;justify-content:center;width:48px}.fp-calculator__icon svg{fill:none;height:28px;stroke:currentColor;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.7;width:28px}.fp-calculator h3{color:#2b2b2c;font-size:22px;font-weight:600;line-height:1.25;margin:0 0 8px}.fp-calculator__header p{line-height:1.5;margin:0}.fp-field{margin-bottom:20px}.fp-field label,.fp-field legend{color:#2b2b2c;display:block;font-size:15px;font-weight:600;line-height:1.4;margin:0 0 8px}.fp-field--payer{border:0;padding:0}.fp-select{background:#fff;border:1px solid #f0f0f0;border-radius:16px;color:#2b2b2c;font-size:16px;min-height:48px;padding:0 16px;width:100%}.fp-toggle{background:#f9fafc;border:1px solid #f0f0f0;border-radius:18px;display:grid;gap:8px;grid-template-columns:1fr 1fr;padding:4px}.fp-toggle__button{background:transparent;border:0;border-radius:14px;color:#2b2b2c;cursor:pointer;font-size:15px;font-weight:600;min-height:44px}.fp-toggle__button.is-active{background:var(--blue);color:#fff}.fp-calculator__actions a.btn.btn-secondary{background-color:#fff;color:#2b2b2b}.fp-result{background:#f9fafc;border:1px solid #f0f0f0;border-radius:24px;margin:24px 0;padding:24px}.fp-result__label,.fp-result__note{display:block;line-height:1.45}.fp-result__label{color:#6d6c6d;font-size:14px;margin-bottom:8px}.fp-result__amount{color:#2b2b2c;display:block;font-size:clamp(32px,4vw,44px);font-weight:600;line-height:1.05;margin-bottom:8px}.fp-result__note{font-size:14px}.fp-calculator__actions{display:grid;gap:12px}.fp-calculator__actions .btn{justify-content:center;width:100%}.fp-calculator__fineprint{font-size:14px;line-height:1.5;margin:16px 0 0}.fp-calculator a:focus-visible,.fp-select:focus-visible,.fp-toggle__button:focus-visible{outline:3px solid rgba(73,124,173,.35);outline-offset:3px}@media (max-width:960px){.fp-section{padding:64px 24px}.fp-section__container{grid-template-columns:1fr}.fp-calculator{position:static}}@media (max-width:640px){.fp-section{padding:48px 24px}.fp-calculator,.fp-section__assurance{border-radius:24px;padding:20px}.fp-step{gap:12px;grid-template-columns:32px 1fr}.fp-step__number{height:32px;width:32px}.fp-calculator__header{gap:12px}.fp-calculator__icon{border-radius:14px;flex-basis:40px;height:40px;width:40px}.fp-calculator__icon svg{height:24px;width:24px}}